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Tom Matthews, owner of Gem Payroll, has been a small business owner his entire career.  He was born in Jamestown ND but spent his formative years in the Chicago area.

He is a graduate of the University of Illinois and  is a CPA. He has been married just over 40 years, has three children and a granddaughter. 

His career has been spent in small business.  Either as a business owner or as a consultant delivering CFO services to his clients.  The journey has been amazing. He has learned from the best and, sometimes, the worst. He has a great understanding of the needs of the small business owner.

While Tom and his wife Donna call Naples home, they are world travelers.  There is so much to learn and so much to experience that you should never sit still.  They have a very blessed life.

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